
Know if you have PIS balance available for sake It is essential not to miss the opportunity to withdraw this benefit.
✅CONSULT QUICKLY AND FREE OF CHARGE
You can consult your PIS balance in a simple and quick way, without leaving home. Here, we will teach you how to access this information using official channels.
In addition, you will also learn how to use this balance for other financial options, such as loans, if necessary.
O PIS balance is the accumulated value in the program Social Integration Program. It is intended for formal workers, with a registered employment relationship. The balance can be withdrawn under certain conditions, such as retirement, age over 60 or in specific situations, such as serious illnesses.
Over the years, the values of PIS are updated and workers can withdraw the available amount. The amount depends on the length of service and the amount of contributions made to the fund. This balance can be used for various purposes, such as withdraw money or even to loans with fund guarantee.
Understand how it works PIS balance It is essential for those who want to take advantage of the opportunity to withdraw this benefit or even use it for other financial needs.
Not all workers are entitled to PIS balance. In order to be able to withdraw, the worker must have worked formally with a registered employment record and met a series of requirements. The main requirement is to have worked at least 30 days in the base year, and this contribution period is what defines the amount to be paid.
Furthermore, the worker must have the PIS/PASEP Registration active, with correct information in the Caixa Econômica system. Those who are not entitled to withdrawal or were unable to access the benefit can check the reason directly on the Caixa website or through the app.
For those who meet all the requirements, the PIS balance can be withdrawn on the date of release of the official withdrawal calendar.
Now that you know what it is and who is entitled to it, PIS balance, we will teach you how to check this balance quickly and practically:
This procedure can be done at any time, in a simple way, without having to leave home. The online consultation is quick and very safe.
If you have already consulted and seen that the PIS balance is available for sake, the next step is to withdraw the amount. Here's how to do it simply:
It is important to check whether you have already been notified about the release date for withdrawal, which follows Caixa's calendar. The balance will be released according to your date of birth and the calendar year.
If you already have the PIS balance and want to use it for other purposes, such as a loan, it is possible to use the amount as collateral in financial institutions. Some options include requesting credit with payroll discount of the PIS benefit.
Among the most common loans that can be taken out with the balance of the PIS are the payroll loans, which allow for lower interest rates, since the payment is deducted directly from the payroll. Financial institutions that offer this modality analyze the balance amount and provide a credit line compatible with it.
Before applying, it is important to check the loan conditions and whether the interest rates are within what is acceptable for your finances.
Now you know how to consult the PIS balance and what to do if you are entitled to a withdrawal. The consultation can be done simply and securely through the Caixa app, and the withdrawal can be made directly at the branch or by bank transfer. In addition, it is possible to use the PIS balance for other financial needs such as loans assigned, if necessary.